When I wanted to restart my business, I relocated from 2bedroom flat to selfcon In a student environment.
Where house was cheap, infact the next year, I returned to my papa house on his request.

Not because I couldn’t afford rents, but I had loan obligations to settle then, yes I also took loans, and I still buy credit as a businessman, I didn’t buy new clothes from 2017 to 2019, I was washing and rewashing.

My elder brother’s did not support me but one gave me one useful advice that I still follow” whatever you don’t use frequently” you don’t need it.

So I sold one TV to Oguachuba Kingsley, why should I have two when I don’t even watch any.

If you are taking loans and buying credit, nwanne, you just need pen and paper to plan your finacial life.
Find alternative hubby to anything that eats money off your pocket.
If you must knack, find your class, don’t compete with careless people.

The world didn’t need to know that am in debt until I cleared all, they rather think I am broke. That even helped.

Today I can access credits from anywhere because I am clean, na them dey rush me now sef